Stu Lustman gives a view from over the pond on his most trusted P2P lending news sources. While biased to the US market, it’s always good to keep an eye on what’s happening in the US market and Stu is a great source of analysis and commentary on the US Fintech market.
Not unlike the UK, twitter features in his top 5 P2P news sources. And, if you’ve not done so already, follow us on twitter @loanpad
P2P Banking published its monthly round up of International P2P lending volumes. The table lists the loan originations of p2p lending marketplaces in November 2018.
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Financial Thing’s Laurence Samuels tells the salutary tale of Bob from America, the world’s worst market timer. Drawing on an original Harvard Business Review article published in 2014, Laurence paints a wonderful picture of Bob’s financial journey with some clear takeaways for all of us.
- We have no idea when the stock market crash will happen or how to time the market so we should keep investing monthly during the highs and the lows
- Don’t look at your investment statements, especially during stock market crashes when our sell panic emotion goes into overdrive
- Stay focused on your long-term goals
- Invest in low-cost tracker funds. Fees devour returns
Want to read the full study on Bob? Visit Financial Thing
AltiFi – a leading news site for the alternative finance space recently published research that showed P2P investors are being rewarded for holding exposure to lending originated from peer-to-peer platforms.
Its research found that more than 90 per cent of UK funds investing in bond and direct property have underperformed the UK P2P lending market over the past three years
Using its own Altfi Data UK Lending Returns Index and examining the period 30 June 2015 to 30 June 2018, UK net returns to investors over the three year period were 18.92 per cent for P2P lending. This number was calculated after fees and represents a market share weighted investment across the major platforms.
For more information on AltFi Data’s methodology and to read more of this article, please go to visit AltiFi.com
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