Financial Thing’s Laurence Samuels tells the salutary tale of Bob from America, the world’s worst market timer.  Drawing on an original Harvard Business Review article published in 2014, Laurence paints a wonderful picture of Bob’s financial journey with some clear takeaways for all of us.

• We have no idea when the stock market crash will happen or how to time the market so we should keep investing monthly during the highs and the lows
• Don’t look at your investment statements, especially during stock market crashes when our sell panic emotion goes into overdrive
• Stay focused on your long-term goals
• Invest in low-cost tracker funds. Fees devour returns

Want to read the full study on Bob? Visit Financial Thing