Loanpad pays out maiden dividend to investors

Loanpad is paying its first dividend to investors, of £1.50 per share on 1 July 2026.

This payment marks the latest milestone for our firm, and represents a chance to say thank you to our backers. We would like to extend a particular thanks to all of our shareholders including those from the Seedrs platform.

“We are proud to announce the payment of a £1.50 per share dividend to everyone who has backed our business with an equity investment” said Neil Maurice, chief operating and financial officer at Loanpad.

“Our business has gone from strength to strength since we launched in 2019. We have been profitable every year since 2022, with no corporate debt on our books. We have very intentionally scaled up sustainably, growing each year by maintaining rigorous due diligence processes and staying true to our business model.”

A successful business model

Loanpad operates as a property-backed peer-to-peer lending platform, which matches borrowers in need of funding with lenders seeking a return on their cash. We work alongside a select number of lending partners who invest alongside our individual lenders and take on the higher risk portions of every loan, effectively providing a shield to retail investors in the event of a loan default. While past performance is no guarantee of future success, to date Loanpad’s retail investors have not lost a single penny of their capital.

We are approved and regulated by the Financial Conduct Authority (FCA), and we also function as an ISA manager, allowing all of our investors to protect their earnings from taxation by putting up to £20,000 into an Innovative Finance ISA wrapper.

Strong loan book and finances

We are also a profitable company, and we have been strengthening our financial position every year. Our financial statements can be viewed on Companies House, and show that our net assets and cash holdings have both grown substantially in recent years, while we continue to hold zero corporate debt.

“As the Loanpad platform is in its 7^th year, we are exactly where we want to be,” added Maurice.

“Our finances are in great health, and our loan book is going from strength to strength. Our loanbook is currently over £138m, and we intend to grow this figure in the months and years ahead.

“Our successful growth would not have been possible without the support of our equity backers and we are delighted that we are able to reward their trust in us with this first dividend payment.”